This topic focuses on issues related to health care policy and concerns.
Is HHS Misleading Americans About the True Costs of Health Insurance?
WASHINGTON DC. We’ve probably have heard stories, mostly by some politicians and the U.S. Health and Human Services Department (HHS) touting “low cost” government health insurance.
If you were to buy a pre-owned car that is out of warranty, are the costs of that car only the monthly payments? Of course not; there is the cost of car insurance, the cost of gas, and the cost of maintaining that car right? All of these costs especially maintenance, could even exceed the monthly payments.
Thus to say a health insurance policy only costs x-dollars a month is misleading because it does not factor annual deductible, or out-of-pocket costs which is how much you will have to pay before your actual insurance starts paying. Read More…